Things to do after turning 18!!!!.(Pan Card , Bank Account , etc)

 


1. Apply for Your PAN Card

A PAN (Permanent Account Number ) Is a must for anything money related opening a bank account, filling taxes later or investing.

Apply online on the NSDL or UTIITSL website, super easy!

2. Open your first personal bank account.

You can open a full KYC account in any bank, go digital(Kotak 811 SBI YONO ,HDFC)

Bonus: Choose one with UPI ,debit card and zero maintenance fees.

3. Get UPI access in your name.

No more minor linked UPI, 

you can now link your bank account to apps like PhonePe, Google, pay Paytm or Fam pay with your own UPI id.

4.Register to vote.

Your voice matters.

Apply For a voter ID on the national voter services portal.

Election may sound boring now, but your future depends on them.

5.Apply for a driving license.

Already using your learner’s license now the time to get a permanent license (DL).

Book an appointment on the Parivahan website practice, reverse parking and go ace it.

6.Get your Aadhaar updated.

You can now update biometrics mobile number or address on your Aadhaar without parental permission.

7.Start a SIP or FD begin investing!

Started small SIP (systematic investment plan) using apps like Groww ,zerodha or IND money or start a fix deposit in your bank compounding is magic if you start young.

8.Apply for freelancing gigs/jobs

You can now officially earn legally! creat a resume your portfolio and join:

•Upwork

•Fiverr

•Internshala

•Linkedin

Also learn digital skills like designing, content, writing, or coding.

9. Sign legal documents and agreements

You can now:

• Sign rent agreement

• Start a business

• Register domains

• Apply for GST if needed

Being 18 gives you the power to handle real document.

10. Build a credit card code ( the smart way)

Get a secured credit card against a fixed deposit. Spent small amounts and repay on time. This bill, your credit card score, early, helping you with future loans, jobs, and even visas.

Final thoughts:

Turning 18 is exciting, but it also comes with choices. Be smart, curious and responsible. These steps will not just prove you’re legally an adult, but also mentally repaired to own your life.

Comments

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